30-Mar-2016: Liquidators' Update, see Deloitte site

UK Expats' Stories

These pages contain depositors' personal stories and testimonials. You can view these by UK Residents', Guernsey Residents', Jersey Residents', UK Expats, or International Depositors' stories, or Our Stories to see them all.

My Blood Pressure

I spent most of my working life as a specialist grower/nurseryman till I found the joints in my kness and feet gave out and I had to sell up. I always paid my tax; collected Vat etc; stood up when they played the national anthem and had assumed that I was a fairly good citizen of the UK; although I did not always agree with the government.

Penalized for living abroad?

I am a British citizen living abroad, and first began saving in sterling in Cheshire Building Society, Guernsey when my daughter became a student in London.  As ex-pats we didn't have the option to save in the UK itself, which we would much preferred to have done.  Even though we are British, because we are ex-pats we have had to pay full foreign students' fees or both our son and our daughter's U.K. university education - a sizeable amount of money which has left us with very little savings after more than 35 years of hard work.

My life will never be the same again

The collapse of LG has turned my life upside down. I never would have dreamt this could happen in this day and age, not even in my worst nightmare. I have worked hard all of my life to save this money. I’m glad my parents are not alive to see what I am going through now. 

Bang goes my daughter's college education

I opened my account with Cheshire Guernsey many years ago, and was somewhat shocked when it was taken over two years ago. Both I and my retired mother had added to the acount in recent years, mostly to have money available for my daughter in case she wanted to further her education in the United Kingdom one day. Sadly, I don't think she'll have that opportunity now. We are already living paycheck to paycheck and won't be able to build up that kind of nest egg again. 

Misplaced Trust in the power of Sovereign Guarantees

As an ex-pat currently based in Japan with a nest egg of 41,000 pounds sterling, I undertook much due diligence before relocation overseas to look after a loved one.  I am definitely not rich, just a hard working Londoner who voted, paid taxes and saved as much as possible to avoid over-reliance on state pensions etc.


My wife and I opened a savings account many years ago with Cheshire Guernsey and when Landsbanki bought the bank two years ago we carefully read the literature regarding Landsbanki bank and were reassured that our savings would be safe in Guernsey. How wrong we were!

Security needed for sheltered accommodation

My late husband and I first put our savings into Cheshire-Guernsey. We planned that this would give 'whoever was left' the security needed for sheltered accommodation. When Landsbanki bought out Cheshire my husband was already far too ill to make a decision on what to do, saying 'wait til I am feeling better'. He died in May.

Just ordinary citizens

We worked all our lives in the UK and paid UK taxes for 40 years. We are retired civil servants residing in Spain and receiving a civil service pensions on which we have to pay, by law, UK tax.

Retirement imminent

We are UK citizens based in Singapore on a limited contract of employment. As such, we are no longer residents for tax purposes within the UK. This means that although we maintain UK cheque accounts we were barred from setting up any UK mainland savings accounts.

Money my grandmother saved for my studies in the UK

I am a depositor in Landsbanki Guernsey. I am 22 and British. I live in Chile, where my father works. It is money my grandmother saved for my studies in the UK.

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